Board of Directors
BA Social Sciences (University of Swaziland)
M Sciences in Economic Policy and Analysis (A.A.U.)
Elias Masilela is not only regarded as one of the most respected business persons in South Africa but his career subsequent to his studies has taken him through institutions such as the Central Bank of Swaziland, the National Treasury in South Africa, Sanlam as well as the PIC. He has held board positions in strategic institutions in the country, including the South African Reserve Bank, the Airports Company of South Africa and the Government Employees Pension Fund. Currently he is a member of the board of Multichoice, Alternative Prosperity and the chairman of the V&A Waterfront as well as the Kalafong Hospital. In addition he serves as executive chairman of DNA Economics and was recently re-appointed to the National Planning Commission. He has completed numerous courses in management and economics with Harvard University and has lectured, written and published widely. His most notable achievement in writing has literally re-written the history of the Kingdom of Swaziland and provided an entirely new and interesting perspective to South Africa’s liberation. The title of the book is “Number 43 Trelawney Park; kwaMagogo? and achieved wide critical acclaim. Elias unofficially joined Capital Harvest during 2015 but officially become part of Capital Harvest as BEE partner on 1 June 2016 and was appointed as executive chairman to the board.
(Chairman of the Credit Committee)
B.Comm, Hons (B&A) MBA (Stellenbosch)
Shortly after Piet completes his degree at the University of Stellenbosch in 1967 he starts his banking career with Boland Bank. Over the next 30 years Piet holds various senior management positions in the treasury, credit and marketing divisions of the bank. During this time he serves on the executive management team of the bank for 10 years of which 3 years were as executive director. From 2000 to 2002 Piet serves as management consultant for BoE Bank and from 2003 to 2005 he serves as restructuring consultant for Nedbank (BoE was taken over by Nedbank in 2003). In 2006 Piet forms the finance and project management consulting business, Investa Finance and has since acted as Chief Executive. Piet joins Capital Harvest during 2010 as non-executive director. During the period June 2011 through May 2016 Piet held the position as non-executive chairman and on 1 June 2016 he was appointed chairman of the credit committee.
Joint Chief Executive Officer (Operations)
B.Comm (Agric economics), Hons B&A, MBA (Stellenbosch)
After completing his degree at the University of Stellenbosch in 1994, Johan is appointed as general manager of a 600ha apple farm in the Langkloof. Over the next 6 years he obtains invaluable practical agriculture experience. He joins BoE Bank in May 2000 as a business manager. Within a year he is appointed as business head of the Helderberg region with a client portfolio of R600m under his management. Johan leaves Nedbank (BoE Bank was taken over by Nedbank in 2003) during April of 2004 and between 2004 and 2006 he acts as independent agriculture consultant. During this period he also acts as CEO of Groot Winterhoek Cold Stores and Western Cape director of the JSE listed company Santova (then Spectrum Shipping Limited). Together with Faans Roos they form Capital Harvest in October 2006.
Joint Chief Executive Officer (Finance)
B.Acc (Hons) (Stellenbosch), CA (SA), CFP
After completing his honors degree at the University of Stellenbosch in 1993, Faans starts his articles with the international audit firm, Ernst & Young. He obtains his CA (SA) qualification during March 1994. After completing his articles and a period as audit manager, Faans joins BoE Bank during 1999 as head of credit for the Helderberg region with a client portfolio of R500m under his credit management. He is appointed as head of credit in October 2000 for both the Helderberg and Stellenbosch regions with a client portfolio that grows to R1 billion. With the takeover of BoE Bank by Nedbank in 2003, Faans is appointed as regional credit head for the Winelands region with a client portfolio of R2.5 billion under his credit management. Included in the R2.5 billion was R1 billion of primary and secondary agriculture clients. Together with Johan du Toit they form Capital Harvest in October 2006.
Director: Risk Management
BsC (Maths) (Stellenbosch)
After completing his degree at the University of Stellenbosch, Christiaan spends 2 years with the Department of Soil and Agriculture Products as a research assistant. After a short period in England he starts his banking career in 1996 with Boland Bank (Natal) as a credit analyst. He is transferred to Somerset-Wes 1998 and in 1999 he is appointed as head of risk for the Helderberg and Stellenbosch areas of BoE Bank. With the Nedbank takeover of BoE in 2003, Christiaan is appointed as area credit manager for the Stellenbosch area with a client portfolio of R1.3 billion under his credit management. RMB Private Bank approaches Christiaan during 2006 and on 1 September 2006 he is appointed as head of credit for their Newlands and Tyger Valley offices. In 2008 he is appointed as RMB Private Bank credit head for the Western Cape and Natal with a client portfolio of R3 billion under his credit management. He joins Capital Harvest during 2010 as Director: Risk Management.
Alternate director to F Roos and J du Toit
B.Comm (Management Accounting) (Hons) (Stellenbosch), ACMA
Albert graduates top of his Honors B.Comm (Man Acc) class in 1999 at the University of Stellenbosch. He starts his banking career as credit manager with BoE Bank and obtains his ACMA (Associate Chartered Management Accountant) qualification during 2000. With the takeover of BoE Bank by Nedbank during 2003, Albert is appointed as area credit head, Paarl with a client portfolio of R650 million under his credit management of which R350 million represents primary and secondary agriculture clients. Albert joins Capital Harvest during 2007 as senior credit manager and is appointed head of credit during June 2010.
B.Comm (Banking) (Pretoria)
After completing his degree at the University of Pretoria in 1999, Jean-Pierre starts as a banker’s assistant at the Vredendal branch of BoE Bank. He is transferred to the Cape Commercial Centre of BoE Bank during 2003 and shortly thereafter (early 2004) he is appointed as business manager at the Paarl office of BoE Bank where he manages a client portfolio of R220 million consisting mainly of agriculture clients. JP joins Capital Harvest during August 2007 as a business manager.
CEO: Capital Harvest Emerging Farmer Finance
B.Comm (Commercial accounting) (Stellenbosch)
After completing his degree at the University of Stellenbosch in 2003, Willie is appointed as a banker’s assistant at the Helderberg Commercial Centre of BoE Bank. He is promoted as business manager during 2006 with a client portfolio of R60 million under his management. Willie joins Capital Harvest during July 2007 as a business manager and in November 2014 Willie is appointed as chief executive officer of Capital Harvest Emerging Farmer Finance (Pty) Ltd.
Morne starts his banking career during 1991 at the Bellville office of the then Boland Bank as a ledger clerk. Between 1992 and 1998 he works as accountant at the Bredasdorp branch of Boland Bank and during 1998 he is appointed head of client services at the Vredendal branch of Boland Bank. In May 2002 he is transferred to the Swellendam branch of BoE Bank as business manager. From 2004 he serves as business manager at the Caledon Commercial Centre of BoE Bank with a client portfolio of R166 million under his management, which includes a large agriculture component. Morne joins Capital Harvest during September 2008 as a business manager.
Corporate business manager
B.Econ (Hons) (Stellenbosch)
After completing his honors degree in Business Economics at the University of Stellenbosch, Pikkie starts his banking career at Boland Bank in 1995 as a banker’s assistant. In 1997 he is appointed as business manager at Boland PKS (which became BoE Bank) in Paarl. With the takeover of BoE Bank by Nedbank in 2003 Pikkie is appointed as business head for the Paarl, Wellington and Franschhoek offices. He joins RMB Private Bank with the opening of their new offices in Tyger Valley in May 2004 as a structured lender. Pikkie joins Capital Harvest in November 2011 as a corporate business manager and is seconded as chief executive officer of Capespan Capital (Pty) Ltd in 2014.
Natie completes his B.Comm degree at the University of Stellenbosch in 1994 after which he joins Wesbank Corporate as sales executive. He moves on to Bankfin Commercial in 1998 as a commercial banker where he structures predominantly agri-related finance transactions. He accepts an offer from BoE Bank during July 2000 as business banker and starts at the Somerset-West commercial centre but later moves to the Malmesbury centre. During his 15 year career at Nedbank (BoE Bank was taken over by Nedbank in 2004) Natie was the leading agri-business manager in the Western Cape and managed a portfolio of R560 million. Natie joins Capital Harvest in June 2016 as business manager.
Capespan Capital: Production Loan Manager
Tanya van Rooi
Rika van Staden
Credit Risk Analyst
Vivien van der Merwe
Junior Compliance Office
Internal Audit and Administrative Manager
Personal Assistant to the CEO's and Administrative Clerk